According to current law, the legal release of liability (see Participant Terms and Conditions) that each participant signs prior to the event applies only to property damage. It is no longer possible to have a blanket policy that covers the legal liability for personal damages to all the other participants. It would therefore be theoretically possible for one participant to sue another for personal damages if the other one was supposedly at fault for a racetrack accident. Disregarding whether one can even assign fault for a racetrack accident, we are committed to protecting our participants. After much thought and reflection, we have decided to make it a requirement that each participant completes a liability insurance policy. We are of the opinion that the additional cost to the participants is justified many times over in terms of safety and peace of mind. The liability insurance from Gothaer is specially tailored to the conditions of motorcycle racer and sport rider training events.
Basic Accident Insurance
We offer our participants with an annual
enrollment optimal insurance
This policy encompasses:
Additionally, participants can expand upon the basic insurance listed
above for a cost of 10 EUR/event day.
This includes the following benefits:
Annual Accident Insurance for Race track Riders
Most all insurance companies principally exclude coverage for accidents resulting from "events tailored to the attainment of high speeds", which includes racetrack based training events. This is an enormous drawback, since for most of our riders, especially hobby racers, precisely this sort of coverage is very important. Most of us need to return to work and family the next day or the day after.
With an accident insurance policy, we cannot remove the risk of an accident resulting in serious injury or permanent disability, but we can, however, reduce the impact on our lives such an accident could have. Finally there is an opportunity! We would recommend EVERY participant at our events to take out such an insurance policy, and both of us will sleep more soundly! Following is a summary of possible options. Just fill out the form below, send it to us, and you will receive a regular information package and application. Fill it out, send it off, and when it has been received you are covered for accidents (in general and) on the track. By the way, these are for 1 year contracts, that renew automatically for 1 year, so to say, no overly long term contracts.
Accident insurance covers the insured person for bodily damages due to an accident. The general terms and conditions of most insurance companies (which are generally the same) excludes coverage from damage incurred from an accident occurring during participation in a motor sport event. In comparison, the Gothaer Insurance policy covers damage incurring from an accident the insured is involved in, even if he is involved in hobby motor sports. The degree of coverage is determined by the basic coverage chosen (can be seen in the application form) and the loss of extremities rate table.
There are three types of coverage:
If you are interested in these or other insurance policies (private medical, or travel/foreign medical insurance, etc.) please contact us and we will pleased to provide you with an individually tailored offer.
10 € per event day
Event start is considered to be when sign up opens the day before the
first day of riding on the track.
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